A little clarity, before you commit

What could your car finance claim look like?

A few figures. A clearer picture. An illustration — never a promise.

Your finance, in focus

Free · No obligation

1. Your agreement
2. The numbers
3. Commission

01 / Your agreement

When did your finance start?Type of finance

02 / The numbers

Amount borrowed (£)Term (months)Interest informationAPR (%)Final balloon payment (£), optionalDeposit (£)

Amount borrowed excludes your deposit. With monthly payments, we include the final balloon you enter in total payable. If it is unknown, your estimate may understate interest. APR mode remains a standard amortised illustration, not a full PCP repayment schedule.

03 / CommissionWere you told the dealer earned commission and how much?

Did the dealer arrange the finance?

YOUR ILLUSTRATIVE ESTIMATE

Potential compensation, before our fee

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Range: Enter valid figures

You'd keep—

After our 26.25% success fee (25% + GST).

Within CIFO’s date range from 1 January 2010. Other jurisdiction and time-limit rules still apply.

Illustrative only, not a promise. CIFO decides each case on what is fair and reasonable. You may receive nothing.

Start my claim — it takes 5 minutes

You can complain to your lender and CIFO yourself for free. We charge only for our support.

How we calculate this

A UK-inspired benchmark, not a Jersey redress scheme. We estimate interest from your figures, use known commission or 15–40% of interest, and average it with estimated interest loss (17%, or 21% before April 2014). We add 4% simple yearly interest to today, capped at total interest and £150,000. Your actual agreement and any balloon payment need review.